During the Covid 19 crisis our lawyers are available for telephone calls and video conferencing calls for new and existing clients. Please do not hesitate to contact us with any legal questions. Learn More.

Badge 1
Badge 2
Badge 3
Badge 4
Badge 5
Badge 6
Badge 7
25 Year Anniversary

Bankruptcy

Chapter 7 or Chapter 13 Bankruptcy. Regain Financial Stability by Filing for Bankruptcy Protection From Your Creditors

Stop Sign Stop Harassing Phone Calls
Stop Mortgage Foreclosure
Stop Repossessions
Stop Utility Shutoffs

Bankruptcy is a federal law designed to protect consumers from their creditors’ collection activity. Filing for Bankruptcy will immediately STOP the phone calls, threatening letters and other ways, both legal and illegal, creditors attempt to collect debts. If you are constantly being bothered by harassing phone calls at home or at work, or if you are worried about losing your home or your property to your creditors, then filing for Bankruptcy will help you get a fresh start.

There are 2 types of Consumer Bankruptcy available to individuals in Pennsylvania, Chapter 7 and Chapter 13 Bankruptcy. Chapter 7 bankruptcy is the most common type of bankruptcy filed and is sometimes known as a “liquidation bankruptcy”. Chapter 7 totally wipes out all of your unsecured debt, such as credit cards, medical bills, repossession debts and unsecured loans. You will not have to pay any of your debt back, you will not lose property and in approximately 6 months, your debt is wiped out so you can start fresh.

Chapter 13 bankruptcy is a repayment bankruptcy in which consumer are required to repay some or all of their debt, depending on their situation. It is most commonly used to stop mortgage foreclosures and become current on mortgage arrears so that the home does not get sold at a Sheriff Sale.

Both types of Bankruptcy protect you from collection activity from creditors, such as harassing phone calls, lawsuits, sheriff sales and other collection activity. In order to determine which type of bankruptcy you are able to file, you should call the experienced attorneys at Ellis B. Klein & Associates for a free detailed consultation. Over the last 20+ years in practice, we have helped thousands of clients get a fresh start and wipe out or reorganize their debt. Once we ask you a few straightforward questions about your particular situation, we can advise you right over the phone which type of bankruptcy you should be able to file. We will even quote you a fee and a flexible payment plan right over the phone because we believe an informed client is the best client. Filing for bankruptcy will STOP all of the harassment from your creditors and allow you to regain financial stability. Put our 20+ years of experience in your corner and call us for a free consultation to see how we can help you to get a fresh start.

Bucks County Offices:
Yardley, Southampton, Doylestown, Quakertown

Lehigh County Offices:
Allentown, Center Valley

Montgomery County Offices:
Hatboro, King of Prussia

Client Reviews
★★★★★
Ellis Klein is a terrific attorney who represented my son in a DUI case. Ellis was understanding and sympathetic yet very forthright regarding the seriousness of the issue. He was extremely knowledgeable of the process and kept us informed at every step. He had a very professional presence, was confident (but not arrogant) and kept us calm throughout a very traumatic situation. He was a critical factor in my son receiving the best possible outcome from this DUI event. John Doe
★★★★★
Recently Mr. Klein helped me out with a criminal charge in which the outcome was the best possible situation for me. Ellis worked with me as far as a payment plan, knew the judge and officer and I couldn't ask for anything more out of a lawyer. I'm very happy with his performance and would recommend him to anyone. Jane Doe
★★★★★
Ellis literally gave me a new lease on life. I was facing a DUI, which would have affected my livelihood, my freedom and would have left me with a criminal record. Mr. Klein was able to have all the evidence suppressed by challenging the officer's cause for pulling me over. He was very thorough, leaving no stone unturned. His demeanor in court was confident and knowledgeable. He saved my reputation and my family from facing serious economic hardship. Thank You Anonymous
★★★★★
Ellis Klein served as my lawyer in a very difficult case that I was facing and with his help, the outcome of my case turned out wonderful. Mr. Klein helped me very much with his knowledge of my case. Thanks Ellis! Anonymous
★★★★★
Like many young adults, I made a bad decision that resulted in very serious consequences. I was afraid and nervous. Ellis was very straight-forward when he explained things to me, telling what the best outcome could be as well as the worst. Through his knowledge, professionalism, and legal reputation, my case was resolved with the best possible outcome. I advise my friends not to make the same mistake that I did, but if they do I will highly recommend Ellis. I feel like I have been given a second chance. Anonymous